法律知識 破產法
故意損壞的法拍屋不能免債
破產法裡第523節（一）（6）規定， “由債務人對其他的人或別人的財產造成的故意傷害。”債務人不能免債。舉個例子，債務人不能再支付他的汽車貸款。他變得如此憤怒，因為他將失去他...
3473 11/7/2016
DAMAGE INTENTIONALLY CAUSED TO FORECLOSED HOUSE NOT DISCHARGEABLE...
Section 523(a)(6) of the bankruptcy code states that debtor is not able to discharge “for willful and malicious injury by the debtor t...
3721 8/6/2013
破產條例9011並不妨礙索賠即使是官司贏家
有對抗的抗議,債權人可以向債務人申請破產的文件和追求。這些投訴涉及豁免債權人債權的免債。如果債權人是成功的，在訴狀中，無論他是否在審判或簡易判決中勝訴，債權人的債權沒...
2917 11/7/2016
DISCHARGING INCOME TAXES IN BANKRUPTCY
Many people have the mistaken belief that back due income taxes cannot be discharged in bankruptcy because a debt owed to the Federal ...
3017 8/6/2013
破產能保留多少財產？
小錢債台高築想申請破產，卻又擔心財產要一併放棄拿去抵債。其實，絕大部分申請破產的人能保留所有財產主要因為法律有關於豁免財產的規定。不久前在報上看到一篇介紹豁免財產的...
7842 7/30/2013
PLAN SHOULD CORRESPOND WITH DISPOSABLE INCOME OF MEANS TEST ...
There is always a conflict between actual expenses and expenses allowed in the means test. Actual expenses are usually more than those...
2167 8/6/2013
第13章申請表應與入息審查中的可支配收入相應
允許入息審查的實際費用和開支之間總是有衝突的。實際支出通常超過所允許的入息審查。實際支出和入息審查支出之間，以後者為準，來計算可支配收入。人均可支配收入是純收入減去...
2177 11/7/2016
自立遺囑 應指派執行人
想為自己準備一份遺囑，以防不時之需，自己寫遺囑需要特別注意哪些事項？據路透報導，雖然自己寫的遺囑亦具有法律效力，但沒有律師從旁提點難免多所疏漏，不僅容易遭有心人予以挑...
2763 7/29/2013
債務人可以迫使銀行查封自己的房子嗎？
為什麼一個債務人要迫使銀行取消抵押品贖回權在他的房子？最近，洛杉磯時報“刊登了一篇關於一個人在2009年申請第7章破產。他購買了一套共渡公寓的閣樓在洛杉磯小東京$ 67000...
4704 11/7/2016
IS DEFALCATION BY FIDUCIARY DISCHARGEABLE IN BANKRUPTCY? ...
Defalcation is an act of misappropriating funds that were entrusted to a person. The person who is entrusted with the funds is called ...
1953 8/6/2013
AUTISTIC DEBTOR DISCHARGES STUDENT LOANS
The general rule in bankruptcy is that student loans are not dischargeable debts, unless debtor can satisfy the three prongs of the ‘B...
2174 8/6/2013
IS INHERITED IRA EXEMPT IN BANKRUPTCY?
Not many people know that parents can transfer their retirement accounts such as 401k and IRA to their children tax free. For instance...
1751 8/6/2013
破產時沒有列出租金收入會被定為不誠實
“破產法”第707節的規定，法院有權對濫用破產的案件予以撤銷。什麼樣的行為構成債務人濫用破產法要看全面情況。例如，儘管入息測試裡表明他擁有豐厚可支配收入，而債務人仍然申...
2703 11/7/2016
AUTISTIC DEBTOR DISCHARGES STUDENT LOANS
The general rule in bankruptcy is that student loans are not dischargeable debts, unless debtor can satisfy the three prongs of the ‘B...
1770 8/6/2013
破產對信用的影響
付不起房貸的小錢想申請破產解決債務問題卻擔心破產會影響信用分數。根據信用分數評估公司FICO公佈的資料，信用分數由五大部分組成：付款紀錄(35%)丶債務總額(30%)丶信用紀...
2108 8/6/2013