法律知識
受託人在第七章債權人會議上提出的問題
當債務人申請第七章要求破產救濟，第七章受託人領了他的案件。這與“美國產權”不同的，受託人，代表債權人利益。他的角色是清算非豁免資產變成相應的現金，並支付給債權人。例如，...
4503 11/7/2016
破產時工傷賠償金能免債嗎？
比方說，你在工作時受傷。一段時間後，你拿到工傷索賠，有權獲得$ 200,000。但是，在過去的3年裡你因為受傷致殘而無法工作。你欠下信用卡債務$80,000元，因為你沒有收入。你決定...
11291 11/7/2016
CREDITOR IMPRISONS DEBTOR VIOLATING BANKRUPTCY STAY...
Let’s say that you purchased a lawnmower using the home depot credit card. Thereafter, you decide to file for bankruptcy because you o...
3241 8/22/2013
破產時退稅的錢歸第13章受託人嗎？
當債務人申請第13章破產時，退稅的錢歸誰？這確實是一個有趣的問題。首先，要區分獲得的退稅是在申請第13章前的收入退稅，還是在第13章申請期間的收入退稅。例如，債務人於2012...
7717 11/7/2016
STOCKTON MAMMOTH LAKES AND SAN BERNARDINO SEEK BANKRUPTCY PROTECTION ...
Two weeks ago, the city council of STOCKTON stopped bond payments, slashed employee health and retirement benefits and adopted a gueri...
5358 10/4/2013
沒有讀貸款條件不是理由
有多少次你聽到有人說，他不知道他籤的是什麽字，因為他從來不讀的貸款檔？當然，許多債務人認為沒讀貸款檔是對於追債訴訟的法律辯護。問題是，你在文檔底部的簽名是證明您已閱讀...
3590 11/7/2016
CAN CHAPTER 13 PLAN FAVOR CODEBTOR CLAIMS?
A co-debtor is someone who has shared legal liability with the debtor. Example : you borrow $50,000 from bank X. Your father signs a d...
3764 8/22/2013
破產法第13章可以偏袒共同債務人嗎？
共同債務人是與債務人一樣負有相同的法律責任。例如：你從某某銀行借50萬美元，你的父親簽署了一份擔保檔，他保證這$50,000 的貸款等，如果你不支付的話，他將支付。你用這筆錢...
2991 11/7/2016
CHAPTER 13 DEBTORS MAY TAKE SIXTY MONTHS TO FULLY REPAY UNSECURED DEBTS...
Let’s assume that you are an above median debtor. You are a single person who makes $60,000 annually which is above the state median o...
2795 8/22/2013
KEEPING LAWSUIT SETTLEMENT PROCEEDS NOT BREACH OF FIDUCIARY DUTY...
Under bankruptcy law proceeds obtained by fraud or defalcation while acting in a fiduciary capacity, embezzlement, or larceny are not ...
4105 8/22/2013
PURGING TAINT OF EVE OF BANKRUPTCY CAR PURCHASE
Let’s say you have 2 old cars, a 1995 Camry, and a 1990 Taurus. You have $100,000 of credit card debt. You and your wife are both regi...
3909 8/22/2013
VALIDATION OF DEBT LETTERS SENT AFTER BANKRUPTCY DISCHARGE...
Once a discharge order is entered in a debtor’s bankruptcy, creditors are prohibited from pursuing further collection efforts. Collect...
4977 8/22/2013
DOES DEBTOR’S DEATH AFFECT BANKRUPTCY?
Let’s say you file a bankruptcy today, then, two weeks from now, you die. What happens to your bankruptcy? Two clients of mine this ye...
3882 8/22/2013
WHAT IS HOUSEHOLD SIZE IN BANKRUPTCY?
Does the size of the debtor’s household matter in his bankruptcy? Indeed, it does. The bigger the size of the household the more deduc...
3744 8/22/2013
OCEAN VIEW APARTMENT NOT REASONABLY NECESSARY FOR CHAPTER 7 DEBTOR...
Schedule J of the bankruptcy petition shows the actual monthly expenses of the debtor. This is different from the means test which spe...
3706 8/22/2013