法律知識 破產法
HAPTER 11 BUSINESS RE-ORGANIZATION; SIGNS OF A COMPANY HEADED TOWARD FAILURE AND IM...
Sometimes companies get into financial trouble. They have leadership issues, they have failures by suppliers, and they have cash flow ...
1440
公司走下坡的跡像及解決問題的重要方法
有時候，公司企業陷入財務困境。有領導能力的問題，有供應商問題，有現金流問題。公司往往每一天都有很多問題。在大多數情況下，公司能克服他們的問題，繼續前進，繼續賺錢，支付他...
2684 9/14/2015
BUSINESS WITH $2.1M JUDGMENT AGAINST IT SEEKS CHP 11 RELIEF; SENIOR WITH $24K DEBT ...
CHAPTER 11Client presents himself as an importer & nationwide distributor of electronic items with gross annual sales $5.0M. He has a ...
2428 11/18/2015
SIGNS OF A COMPANY HEADED TOWARD FAILURE AND IMPORTANT WAY TO FIX THE PROBLEMS...
Sometimes companies get into financial trouble. They have leadership issues, they have failures by suppliers, and they have cash flow ...
2034
經歷兩次修改貸款被拒之後，長者尋求第13章重組而不是反向抵押貸款
客戶65歲。自他和妻子去年退休，他們就一直依靠$2500個社會保障金。他們有一個漂亮的房子與$30萬的淨值。房子現在價值$50萬。他們第一抵押貸款還有$10萬，但現在逾期約$2萬，而...
2169 11/7/2016
客戶申請第11章重組，繼續做生意
客戶 58歲，離婚又再婚。他花了近20年在洛杉磯創業。他開始時直接從在亞洲製造商進口建築材料，主要來自中國大陸和台灣，這樣個比美國製造的建築材料和產品價格低，降低了大量的...
4741 11/7/2016
TWO SENIORS RELY ON CHAPTER 13 TO SOLVE DIFFERENT FINANCIAL PROBLEMS; GET RID OF YO...
CLIENT NO. 1Client is 65. She presents her financial problem thus. Both she and her husband were gainfully employed for the last 20 ye...
1487
長者尋求7章減免$5000債務
在另一案件，68歲的長者告訴我，他要提交一份第7章減免5000美元的信用卡債務。我吃了一驚，因為他只欠5000美元。我問他為什麼要破產來減免5000美元的信用卡債。他說，他的社會...
1809 8/7/2015
資產流失必須有確鑿的證據證明
有些客戶在申請破產之前收到了大量現金。他們可能從他們的房子重貸提取淨值現金出來，可能獲得商業貸款，或出售資產。這些，與同類型的交易，對已花光現金的客戶，就在這個時候，又...
2507 8/7/2015
U.S. CONSTITUTION GUARANTEES RIGHT TO BANKRUPTCY FOR FRESH START IN LIFE WITHOUT PRE...
ARTICLE I, SECTION 8, of the United States Constitution authorizes Congress to enact “uniform Laws on the subject of Bankruptcies.” U...
1507
9TH CIRCUIT DECIDES THAT PUNITIVE DAMAGE AWARD DOES NOT ESTABLISH WILLFUL AND MALICI...
Section 523(a)(4) and (a)(6) of the bankruptcy code states that any debt that arises from “fraud or defalcation while acting in a fidu...
2236 7/25/2015
SUPREME COURT REVERSES COURT OF APPEALS. DECIDES FUTURE WAGES BELONG TO DEBTOR WHE...
Imagine that you are a Chapter 13 debtor with a 5-year reorganization plan. In this plan, you commit your future wages to assure payme...
2115
WIDOW WITH NO ASSETS SEEKS TO DISCHARGE $25K CREDIT CARD DEBT; CREDIT CARDS WITH $50...
CLIENT NO. 1Client is 82 and recently widowed. She now lives with her daughter who takes care of her. She is a little forgetful but ot...
1826
1) RETIRED SENIOR SEEKS TO DISCHARGE $27K CREDIT CARDS 2) WORKING SENIOR SEEKS TO D...
CLIENT NO. 1Client 72. She has been retired for 7 years. She retired at 65. Her husband of 40 years did not survive a massive stroke t...
1897
CAR REPO CAUSES FREAK ACCIDENT 2) SPOUSES NEED TO BE JOINT DEBTORS FROM START OF CAS...
CLIENT NO. 1Client is 63. His older car is fully paid. The problem is that client has been living like there’s no tomorrow. Sometimes,...
2249