法律知識 破產法
沒有讀貸款條件不是理由
有多少次你聽到有人說，他不知道他籤的是什麽字，因為他從來不讀的貸款檔？當然，許多債務人認為沒讀貸款檔是對於追債訴訟的法律辯護。問題是，你在文檔底部的簽名是證明您已閱讀...
2819 11/7/2016
CAN CHAPTER 13 PLAN FAVOR CODEBTOR CLAIMS?
A co-debtor is someone who has shared legal liability with the debtor. Example : you borrow $50,000 from bank X. Your father signs a d...
3368 8/22/2013
破產法第13章可以偏袒共同債務人嗎？
共同債務人是與債務人一樣負有相同的法律責任。例如：你從某某銀行借50萬美元，你的父親簽署了一份擔保檔，他保證這$50,000 的貸款等，如果你不支付的話，他將支付。你用這筆錢...
2784 11/7/2016
CHAPTER 13 DEBTORS MAY TAKE SIXTY MONTHS TO FULLY REPAY UNSECURED DEBTS...
Let’s assume that you are an above median debtor. You are a single person who makes $60,000 annually which is above the state median o...
2491 8/22/2013
KEEPING LAWSUIT SETTLEMENT PROCEEDS NOT BREACH OF FIDUCIARY DUTY...
Under bankruptcy law proceeds obtained by fraud or defalcation while acting in a fiduciary capacity, embezzlement, or larceny are not ...
3517 8/22/2013
PURGING TAINT OF EVE OF BANKRUPTCY CAR PURCHASE
Let’s say you have 2 old cars, a 1995 Camry, and a 1990 Taurus. You have $100,000 of credit card debt. You and your wife are both regi...
3254 8/22/2013
VALIDATION OF DEBT LETTERS SENT AFTER BANKRUPTCY DISCHARGE...
Once a discharge order is entered in a debtor’s bankruptcy, creditors are prohibited from pursuing further collection efforts. Collect...
3990 8/22/2013
DOES DEBTOR’S DEATH AFFECT BANKRUPTCY?
Let’s say you file a bankruptcy today, then, two weeks from now, you die. What happens to your bankruptcy? Two clients of mine this ye...
2944 8/22/2013
WHAT IS HOUSEHOLD SIZE IN BANKRUPTCY?
Does the size of the debtor’s household matter in his bankruptcy? Indeed, it does. The bigger the size of the household the more deduc...
3145 8/22/2013
OCEAN VIEW APARTMENT NOT REASONABLY NECESSARY FOR CHAPTER 7 DEBTOR...
Schedule J of the bankruptcy petition shows the actual monthly expenses of the debtor. This is different from the means test which spe...
3300 8/22/2013
IS STOCKBROKER’S FORGIVEABLE LOAN BONUS DISCHARGEABLE?...
You know what a stockbroker is and what he does for a living, right? A stockbroker recommends what stocks to buy and sell to his clien...
3612 8/22/2013
债务人可以用六十个月悉数偿还无担保债务
让我们假设你是高於平均收入债务人的。你是单身每年收入60000美元，单身债务人（未婚及没有受养人）收入高於州平均收入48,000元。您的可支配收入是1,000元。在第13章计划，提出...
2460 8/22/2013
对没有按时接受信用辅导的债务人给予免债
新的破产法规定，个人的债务人在破产申请之日算起前180天期间必须获得信用辅导。这是强制性的。紧急状况才能例外。在洛杉矶，破产法院的法官不考虑 法拍，因紧急情况下，放弃信用...
2747 8/22/2013
LARGE MORTGAGE PAYMENTS FROM SALE OF ASSETS MAY BE EVIDENCE OF FRAUD IN BANKRUPTCY ...
Imagine you won the new Prius in your church lottery. Instead of keeping the car, you sold it for $25,000. You use the $25,000 to pay ...
3048 8/22/2013
前未婚妻违反 破产免债令
爱情与战争是不择手段的。我有一个客户给他的未婚妻价值20,000美元的钻石戒指。後来我客户决定不和她结婚了，问未婚妻要回钻戒。前未婚妻拒绝还，说既然送给她了，戒指就属於她...
3212 8/1/2013