法律知識
用年齡反駁“濫用破產法”
於2005年生效的新破產法帶來了兩個新概念。一個是＂入息審查＂。另一個是＂濫用推定＂。這兩者齊頭並進。 ＂入息審查＂是對債務人的可支配收入計算的方法，以確定債務人是否符合破產...
2459 11/7/2016
債權人有舉證的責任來證明索賠不應該予以免除
Creditor is required to prove by a preponderance of evidence that his claim against debtor is not dischargeable in bankruptcy. Documen...
2378 11/7/2016
人壽保險賠償金額在破產案中可以豁免嗎？
假設說，丈夫和妻子申請第7章破產，提交免除信用卡債務80,000美元，而就他們申請破產的一個星期後，丈夫去世了。在破產呈請的附表B，他們列出了丈夫投保的10萬美元的人壽險，妻...
3105 11/7/2016
代理人的欺詐可能會使債務人亦脫不了關係
當兩個人是合作夥伴而又是彼此的代理人時，其中一人騙取了債權人，這時該怎麼辦？如果債權人追索債務人的債務問題，其中一人犯下欺詐，是否其他夥伴亦脫不了干係 呢？例如，約翰和...
1929 8/22/2013
親友借房借錢 應立據為憑
華人親友之間習慣「互通有無」，但在美國，出借社會安全號等個人資料，不僅容易引起財務糾紛，甚至會觸犯法律，新移民應視為禁忌，當有親友提出時，也必須將道理、法律講明白，保護自...
2844 8/22/2013
ARE BUSINESS OWNERS IN CHAPTER 7 LIABLE FOR CORPORATE DEBT...
If a corporation is not able to pay its debt, can creditors of the corporation demand payment legally from the owners of the business ...
1607 8/22/2013
AGENT’S FRAUD MAY BE IMPUTED TO DEBTOR
What happens when two persons are partners and agents of each other and one of them defrauds a creditor? If creditor objects to the di...
1426 8/22/2013
破產申請中並不是每個遺漏都會被裁定為假誓
破產法第727（a）項（4）（A）規定，法院應給予債務人免債，除非"債務人故意欺詐，或作出與本案有關的虛假宣誓或敘述。"由於債務人在簽署請願書及填表格時，呈請如有虛假陳述或遺漏...
2398 8/22/2013
ARE LIFE INSURANCE PROCEEDS EXEMPT IN BANKRUPTCY
Let's say that husband and wife filed for Chapter 7 bankruptcy relief to discharge $80,000 of credit card debt. A week after they file...
2351 8/22/2013
DETERMINATION OF HOUSEHOLD SIZE FOR MEANS TEST CALCULATION ...
The ‘means test’ calculates the disposable income of debtor’s household using the B22 form for Chapter 7 and Chapter 13. The purpose o...
1827 8/22/2013
JUDICIAL LIENS AND BANKRUPT DEBTOR’S RESIDENCE
A judicial lien is an involuntary lien that arises out of a judgment in a lawsuit. First, there is a lawsuit where the debtor is norma...
2043 8/22/2013
TAKING ADVANTAGE OF FRIEND MAY AFFECT DISCHARGEABILITY OF DEBT...
Some people like to borrow money from friends and relatives but have no intention of ever repaying the money back. This is plainly and...
1679 8/22/2013
BANKRUPTCY DISCHARGE DENIED TO MISSIONARY DOCTOR WITH VOW OF POVERTY ...
Wesley Snipes (famous actor in White men can’t jump; Blade Trilogy) believed that the Federal government did not have the right to col...
2204 8/22/2013
DUI CLAIM IS NOT DISCHARGED IN BANKRUPTCY
If you drink, don’t drive. That’s good advice. Because if you are ‘driving under the influence’ of alchohol (DUI), the damage you caus...
2266 8/22/2013
FRAUDULENT TRANSFER NOT DISCHARGEABLE IN BANKRUPTCY ...
A transfer of property for the purpose of hiding the property from creditors is a fraudulent transfer of property. For example, you ar...
2167 8/22/2013